Financing & Purchase Options

Get what you want when you want it


In-Store Purchases Only - Financing in Charlotte, Concord, Cornelius, Hickory, Gastonia, Rock Hill, and Fletcher (Asheville)

      • A wide range of promotional plans* to finance your purchase
      • Budget friendly monthly payments
      • No prepayment penalties
      • Fast and easy application process

*Promotional financing available with BRANDSOURCE Credit Card Accounts.

Minimum purchase and minimum monthly payments are required.


In-Store + Online Purchases

No Credit Needed¹

We believe most of us are better than our credit histories. We are committed to seeing one’s true potential by looking beyond a credit profile.

Instant Decisions

Our proprietary technology will issue an immediate approval decision upon the completion of a brief online or mobile application.

Easy Payment Options

Get what you need today. We offer tailored payment schedules paired with early purchase incentives.

Acima's Application is Simple & Easy To Complete

1. Income History Do you have a three-month history with your current employer or source of income?

2. Monthly Income Do you deposit $1000 or more into your checking account each month?

3. Checking Account Have you had a checking account for at least 90 days?

4. Checking Activity Is your checking account free from NSF's excessive overdrafts, and negative balances?

(1) The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details


Online Purchases Only

Buy Now, Pay Over Time

Make easy monthly payments over 3, 6, or 12 months rates from 0%-36% APR. For example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.

  • Quick and easy Enter a few pieces of information for a real-time decision.
  • No hidden fees Know up front what you'll owe, with no hidden costs and no surprises.
Affirm Monthly Payments

Your rate will be 0%- 36% based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required.

A down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Actual terms may vary. Payment options through Affirm are provided by these lending partners: Visit for more info.


No Credit Needed

There is no credit need to apply for the lease-to-own purchase option. Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

90-Day Purchase Option

Pay your lease off in 12 months, or save money when you pay off your lease early using our 90-day and early purchase options. Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer's cash price (except 3-monht option in CA). To purchase early, call 877-989-1970.

Flexible Payments

Flexible weekly, bi-weekly, or monthly payment options make it simple to use.


  • Apply for an Instant Decision
  • Visit a Freeman's Car Stereo Location
  • Work With An Associate to Create your Order
  • Sign Your Lease
  • Receive Your Items