For In-Store and Online Purchases
No Credit Needed Low to Now Initial Payment and 90 Day Purchase Option

No Credit Needed¹

We believe most of us are better than our credit histories. We are committed to seeing one’s true potential by looking beyond a credit profile.

Instant Decisions

Our proprietary technology will issue an immediate approval decision upon the completion of a brief online or mobile application.

Easy Payment Options

Get what you need today. We offer tailored payment schedules paired with early purchase incentives.

(1) The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details

Acima's Application is Simple & Easy To Complete

1. Income History Do you have a three-month history with your current employer or source of income?

2. Monthly Income Do you deposit $1000 or more into your checking account each month?

3. Checking Account Have you had a checking account for at least 90 days?

4. Checking Activity Is your checking account free from NSF's excessive overdrafts, and negative balances?

Acima FAQ